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Insurance companies now accepting campers?
Posted: Sat Oct 12, 2013 12:17 pm
by Peaceand
I'm doing the usual ring around for insurance prices again, and this year not one of them hesitated at the prospect of a camper, fitted gas or an updated engine. The only company that actually wouldn't cover me was due to me being under 30 years of age
I'll do a post with all the prices and notes when I've finished getting the quotes - some of them are open on Saturdays but still need to refer multi-car policies to their underwriters during office hours.
Has anybody else tried to get insurance in the last month or so and been turned down based on it being a Caramobile, Dormawagon or similar?
Patrick
Re: Insurance companies now accepting campers?
Posted: Sat Oct 12, 2013 1:59 pm
by RMS
Sorry Patrick - I thought I'd mentioned I'd just renewed mine.
RH again - I've dropped down to one Carawagon on the policy until I'm ready to get another on the road.
With agreed value at £8k, parked on the drive (or front lawn
) with European breakdown (recovery to home), legal cover and green card it comes out at £81.
The renewal for two Carawagons (both agreed at £8k with same terms & benefits) on the same policy came through at £145.
Re: Insurance companies now accepting campers?
Posted: Sat Oct 12, 2013 2:03 pm
by DanC
No, however I found they are offering classic camper insurance now, not classic Land Rover. Over the last year S2C (me and Alan) have done a load of work getting them factory recognised by the insurance peeps. The side effect is of course that they go on a different policy, though not necessarily any more expensive. The only problem I had was expensive multi car policies, although Indisnt need it this year anyway. Remember that location, history, on or off-road storage/ garage etc have a massive effect on price. I am with Heritage this year. A great company to deal with.
Dan
Re: Insurance companies now accepting campers?
Posted: Sat Oct 12, 2013 8:04 pm
by Calum
Mine didn't bother at all. I told them what it was, that it had a gas cooker in it and they were absolutely fine with it!
Re: Insurance companies now accepting campers?
Posted: Sat Oct 12, 2013 11:11 pm
by RMS
Calum wrote:Mine didn't bother at all. I told them what it was, that it had a gas cooker in it and they were absolutely fine with it!
It only seemed to be a problem for the last couple of years when most of the well known Classic insurers suddenly didn't know what Carawagons and Dormobiles were
There didn't seem to be any problems before, or more recently (probably helped by Dan & Alan intervention)
and I never had a problem with RH even during that period.
The only stipulation RH made was that I have to carry a fire extinguisher because of the cooker.